Third of car insurance refuses seniors

The elderly are still not accepted by all car insurers. Research by Good Finance shows that 33 percent of car insurers do not accept seniors due to their age.

Companies view the request

Companies view the request

In addition, 16 percent of the companies view the request for a price difference for car policies of an older individual and 51 percent accept older people over 65. Insurers not only refuse the elderly, they also charge a higher premium for car insurance. For 57 percent of the insurers the premium goes up after a certain age has been reached.

This age limit varies per insurer

This age limit varies per insurer

The premium remains the same for 43 percent of the insured survey, even if the insured person is older than 65. Of the 37 car insured survey, six insurers do not apply for an age limit for acceptance and the elderly for not paying a higher premium for insurance of their car.

Older people accepted more often but at a higher premium Compared with last year, ABN AMRO, Bruns ten Brink and ING have relaxed the policy.

They accept everyone from now on

They accept everyone from now on

However, ING does apply for a premium increase after 65 years. Onna-onna has changed its policy and no longer accepts older people over 75. While this car insurer accepted everyone last year. In addition, Onna-onna customers must pay a higher premium after their 70th birthday. ‘There is a trend among car insurers in which they increasingly refuse older people, but on the other hand they ask for higher premiums.

This fits in with a broader trend in which insurers determine their premiums more and more specifically. For example, to Yes, due to a new product) 75 Yes 66 Noordhollandsche from 1816 No 70 Yes 66 OHRA Yes na No na Onna-Onna No 75 Yes 70 Policy Direct No 65 no Real (Yes) Yes 76 Turin (Prima Auto Policy) No 69 No N / A Unigarant Yes N / A Yes 66 Unive (with damage service) Individually viewed 70 Yes 70 VvAA No 70 No N / A VVS car insurance No 69 N / A SNS Yes N / A Yes 76 Budgio Yes N / A Yes 65 Crisper Yes N / A Yes 70 From Nederlanden van Nu No 70 No N / A Inshared Yes N / A No N / A Click and Go Yes N / A Yes 65 ZLM Yes N / A No N / A Source: Rolls, 30 July 2012 price differences for car policies Curious about.

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